Multicar FAQs

  1. Can I get a Multicar quote online?
  2. Who qualifies for a Multicar discount?
  3. What is your definition of a partner?
  4. What happens if I am not a partner?
  5. I’m buying a second car for my son/daughter, can they benefit from our Multicar discount?
  6. Will all the cars be insured by one policy?
  7. Will my partner and I receive a separate renewal invitation each year?


1. Can I get a Multicar quote online?

Unfortunately we cannot offer online quotes, however, Multicar insurance offer is available for quotes completed through our dedicated UK call centre. Please call 0345 607 0417.

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2. Who qualifies for a Multicar discount?

If you, your partner or anyone over 25 living at the same household own a second vehicle, you could get a Multicar discount.

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3. What is your definition of a partner?

Your husband, wife, civil partner or a person with whom you live on a permanent basis at the same address, sharing financial responsibilities, as if you were married to them. This does not include business partners, unless you also have a relationship with them as described in the first sentence.

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4. What happens if I am not a partner?

If you are over 25 and live at the same household as the first policy holder you are eligible for this offer.

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5. I’m buying a second car for my son/daughter, can they benefit from The Multicar Discount?

Yes, as long as they are over 25 and living at the same household they can benefit from our Multicar discount.

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6. Will all the cars be insured by one policy?

Your Multicar polices are kept separate, so a claim on one policy will not affect the No Claim Discount on any other policies you (or your spouse/partner) have with us. Each policy will continue to earn additional discount for full years where no unrecoverable claims are made.

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7. Will my partner and I receive a separate renewal invitation each year?

Yes, your polices are kept separate so you’ll always receive separate documents

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